Denise Elliott

Hello and welcome to Denise Elliott State Farm Insurance! I have offices both in Bayfield and Durango, CO to better serve our Good Neighbors, and we have been helping our customers in the local community with their insurance needs for the past 45 years! We are able to assist with the insurance needs of those living in Colorado, Arizona, New Mexico, Oklahoma, Michigan, and North Carolina! If you live in Bayfield, Aztec, Ignacio, Silverton, Dolores, Telluride, Ouray, Mancos, Hermosa, Pagosa Springs, or anywhere in between, we are here for you!

⭐September is Life Insurance Awareness Month, making it the perfect time to think about the people and things that matter most to you. Life insurance can help provide support for your loved ones and help make sure the plans you’ve worked hard to build can continue. Whether you’re starting a family, buying a home, building a business, or simply haven’t reviewed your coverage in a while, September is a great reminder to make sure your life insurance still reflects your current needs and goals. Take a moment this month to put a plan in place for the people you love.⭐

💰🚘Thanks to our customer-first mutual structure, State Farm Mutual Automobile Insurance Company is returning $5 billion in cash back to qualifying auto policyholders. This unique model allows us to prioritize the individuals and families we serve, reinforcing our long-standing commitment to financial strength and stability. In addition, we reduced auto rates in 40 states by an average of 10% in 2025, delivering meaningful savings while continuing to provide dependable coverage and service our customers expect.

☀️ As summer begins to wind down, we take a moment to reflect on the memories made, the progress achieved, and the goals still ahead. With routines shifting and a new season approaching, the end of summer is a great time to review the protections you’ve built for the people, priorities, and plans that matter most. Making thoughtful financial and insurance decisions today can help support stability and prepare you for whatever comes next. As life continues to change, having the right coverage in place can help keep your future protected and your goals on track. As we wrap up the summer season, connect with our State Farm team to review your coverage and move forward with confidence and purpose!

🧍My dedicated team enjoys helping our Good Neighbors and are more than happy to discuss the various insurance options available to you. Check out some our product options below! Always feel free to contact our team to learn more.

🚗Auto Insurance: Buckle up with State Farm, and get auto insurance in Durango, CO that fits your needs. If you need more than auto for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home insurance. It’s fast and easy!

🏠Homeowners Insurance: It pays to protect the place you call home. With homeowners insurance from State Farm, you can rest easy knowing that your home and personal property is covered and that we're available to help you 24/7 online or by phone. We provide homeowners with customized coverage and a host of discounts, so you can rest assured that you're getting great value as well as great protection. Find out how I can identify your insurance needs and help you choose the right insurance to meet them.

👨‍👩‍👦‍👦Life Insurance: Protect the future and the ones you love. We offer life insurance with a variety of options and riders, so ask about the flexible, customized coverage you need to fit your budget and protect all that matters to you.

❤️Health Insurance: As you experience changes in your life, your health insurance coverage needs may change as well. Let State Farm help you find health insurance coverage. We can offer individual medical coverage plans.

🏍️Motorcycle and RV Insurance: State Farm offers motorcycle insurance for two- and three-wheeled motorcycles licensed for use on public roads. While some companies charge extra for certain motorcycle coverage, you get more from State Farm without paying more. From bodily injury and property damage to theft and emergency costs, our motorcycle insurance offers more base coverage so that you only need to add extra coverage if you have specific needs. State Farm offers a variety of options, including recreational vehicle insurance for multiple sports and insurance for leisure bikes like ATVs.

🛥️Boat Insurance: Our boat insurance can help protect you against the uncertainties of owning and operating your boat, motor, and trailer. If your boat causes injury to anyone or damages other boats, docks, or structures, boat insurance has you covered. Injury or damage can come from direct contact with your vessel or situations caused by your vessel, such as large wakes.

🚙Camper Insurance: You put in the work for the chance to get away, and we get that. State Farm RV Insurance helps protect motorhomes and truck or van campers against a variety of damages. Now you can insure your recreational vehicle against damage and loss caused by fire, storms, theft, and collision. Available coverage includes bodily injury to someone or property damage caused while driving your motorhome; bodily injury received in an accident with an uninsured motor vehicle; motorhome damage caused by an accident; theft, fire, vandalism, and other losses, even while your RV is in storage; and emergency road service in the event of a breakdown while traveling in your motorhome.

🐕Pet Insurance: Your pets are always there for you – we can help you return the favor. When your pets are sick or injured, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We're here to help with that!

🏢Small Business and Commercial Insurance: Need help finding the right business insurance? Let State Farm help you protect and grow your business. State Farm offers a full range of customizable business insurance coverages to meet your needs. In fact, we’ve been recognized as the “top overall” insurance company for small business. Our agents are small business owners just like you and understand the unique uncertainties small business owners face.

⭐As a State Farm office, we have been awarded with several accolades, including: Lifetime President's Club, Ambassador Club Qualifier since 1996, and Crystal Excellence. I am active in the community as a member of the Bayfield and Durango Chamber of Commerce and the Durango Board of Realtors as an Affiliate member. I was also a prior board member of Women's Resource Center. Receiving my B.S. from the University of Nebraska, Lincoln, I went on to teach high school in Omaha. In addition I worked with IBM in the Office Products Division in Coral Gables Florida before becoming a State Farm agent in Florida in 1980.

My tenure with State Farm also includes Agency in Florida, upper Management in California, and an officer in the Company. This experience allows me to understand the needs of the customer and allows me to have the correct communication with the company.

📞Please click, stop by, call, or text our office for anything that's on your mind. Don't forget that at both our Durango and Bayfield locations, we have coffee brewing and homemade cookies waiting to welcome our Good Neighbors! We hope to see you soon!